Programmablecreditfacilities forfintech lenders

Access $5m-$150m in capital through warehouse lines, participations, and forward flows. Scale as you grow. Economics that improve over time.

3Jane is a capital provider and structured credit infrastructure installed on day 1, letting you scale from warehouse to forward flow to ABS on one continuous software rail. This is meant to be your first and last facility.

More capacity at your size

Get a facility that can actually grow with your book, without waiting to be a much larger lender or stitching together multiple buyers.

Better economics over time

Your portfolio is financed inside our pooled perpetual tranched conduit, so you can access ABS economics on the same rail as you scale — without rebuilding your funding stack at every stage.

Fast & flexible

Agent-driven onboarding, diligence, and lifecycle monitoring reduce the operational overhead of getting, running, and scaling a facility.

3Jane is a capital provider and structured credit infrastructure installed on day 1, letting you scale from warehouse to forward flow to ABS on one continuous software rail. This is meant to be your first and last facility.

More capacity at your size

Get a facility that can actually grow with your book, without waiting to be a much larger lender or stitching together multiple buyers.

Better economics over time

Your portfolio is financed inside our pooled perpetual tranched conduit, so you can access ABS economics on the same rail as you scale — without rebuilding your funding stack at every stage.

Fast & flexible

Agent-driven onboarding, diligence, and lifecycle monitoring reduce the operational overhead of getting, running, and scaling a facility.

3Jane is a capital provider and structured credit infrastructure installed on day 1, letting you scale from warehouse to forward flow to ABS on one continuous software rail. This is meant to be your first and last facility.

More capacity at your size

Get a facility that can actually grow with your book, without waiting to be a much larger lender or stitching together multiple buyers.

Better economics over time

Your portfolio is financed inside our pooled perpetual tranched conduit, so you can access ABS economics on the same rail as you scale — without rebuilding your funding stack at every stage.

Fast & flexible

Agent-driven onboarding, diligence, and lifecycle monitoring reduce the operational overhead of getting, running, and scaling a facility.

[ Continuous Facility Rail ]