3Jane

The Credit-Based Money Market

Borrow against the future

Total Value Verified

Introducing USD3:

A New Era Of Credit
Expansion

USD3 is a yieldcoin backed by a pool of credit lines to crypto users and AI agents secured against future yield. Credit lines are underwritten against verifiable proofs of credit scores, onchain/CEX/bank assets, and cash flows. Staked USD3 (sUSD3) has levered exposure to the pool.

AAVE aUSDCCRYPTO-BACKED

ETHENA sUSDeALGO-BACKED

3JANE sUSD3CREDIT-BACKED

Borrow

* Visibility: majors, governance, staked, lending, DEX LP, CDP, bridge, farm, RWA, deriv. dex, CEX, bank, & brokerage assets/cash flows.

0% Collateral

Cash Advances

Unlock your creditworthiness.

Instantly borrow USDC against your creditworthiness
to farm, trade, or for other liquidity needs.

section04

Step 1

Deposit USDC to mint USD3
& earn autocompounded yield.

Person

Lender

Lender

3Jane Protocol

3Jane Protocol

Step 2

Connect Bank
via Plaid.

Step 3

Zero-knowledge proofs of credit
score, crypto & cash assets, and/
or income.

Person

Borrower

Borrower

Step 4

Borrow USDC.

Become a borrower

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Borrow against the future.